If you are a new customer of SBI Personal Banking, you must be worried about how to find the CIF number in SBI. This CIF number is very important as it contains your information in bank data.
In this guide, you will get to know about how to find or get your CIF number not only in the Cheque book but also in other ways. Before I start telling you how to find the CIF number let’s discuss what it is.
Table of Contents
- What is CIF Number?
- How to Find CIF Number in SBI?
- How to Find CIF Number in SBI Account without Passbook
- How to Find CIF Number through SBI Net Banking
- How to Find CIF Number in SBI Yono Lite
- Find CIF Number in Bank Passbook
- How to Find CIF Number in SBI Cheque Book
- How to Find CIF Number through a Branch visit
- How to Find CIF Number through Customer Care
- How to Find SBI CIF Number by SMS
- How to Get the CIF Number of SBI through Email
What is CIF Number?
Technically, CIF stands for Customer Information File. All the valuable records or data related to you are stored in a digit format in this CIF number. However, the number of digits in the CIF number varies from bank to bank. There are 11 digits in the SBI CIF number.
This 11-digit CIF number is used by banks to decode the information of their customers about the loans, Demat, and KYC (identity proof & address proof)
The CIF number is unique to everyone. This means, my and your CIF number can not be the same. Moreover, it helps other banks to track the information about the customer(s) of their different accounts in one place. Crazy right… This makes avoid fraudulent activities while sanctioning loans or any other transactions.
You can think of your CIF as well as your Account number as an AADHAR number. Both are unique and contain sensitive data about you. Moreover, there is no provision for sharing your CIF number with anyone.
How to Find CIF Number in SBI?
It is an easy task to find/get your CIF number of SBI bank account. There are two ways to find it.
It is up to you what platform you want to choose or comfortable for you.
In Online mode, you can find the CIF number through
- Net Banking (INB)
- Mobile App (SBI YONO).
In offline mode,
- Bank Passbook
- Cheque Book
- Branch visit
- Customer care (Toll-free: 1800 425 3800 / 1800 11 22 11)
How to Find CIF Number in SBI Account without Passbook
In general, the CIF number is printed on the first page of the Savings passbook provided by the bank along with the other Customer details. But, sometimes the CIF number is not printed on your savings passbook. Therefore, you need an alternative way to find the CIF number of your SBI.
To keep this thing in mind, SBI has created several ways to find the CIF number for a particular bank account. Do not worry. At the end of this article, you will find your CIF number easily.
How to Find CIF Number through SBI Net Banking
If you have an active SBI net banking account then you can find your CIF number within a few seconds.
Step 1: Log in to SBI net banking official website.
Step 2: Click the Login button as shown in the image.
Step 3: Now, Click the Continue button and log in to your SBI net banking account by filling in the credentials. i.e. Username & Password and fill the captcha.
Step 4: Check the “Account Statement” section on the left side. Click on it.
Step 5: Now, you can check the account statement in four different modes. In this case, I’m checking it by Month. Select Month and then click the “Go” button.
Step 6: This is the last step and here you can see clearly your CIF number online.
This is how you can get your required CIF number for the SBI bank account.
Another Method to Find the CIF number using SBI internet banking
- Log in to the SBI net banking system
- Enter the high-security OTP received on your RMN
- In the dashboard/Account Summary section you will see a link mentioning “View Nomination and PAN Details“. Click on it.
- Under Nomination and PAN details, you will see your CIF number as follows.
How to Find CIF Number in SBI Yono Lite
If you are an SBI Yono Lite App user then you can find the CIF number in SBI using Yono SBI mobile. However, to operate the SBI Yono Lite, you must have an SBI net banking login.
Steps to find CIF number using SBI Yono Lite App
- Log in to this by Username and Password.
- In the dashboard, click on the Services section.
- Now, click on the Online Nomination.
- Select the Type of Account as Transaction Account.
- Choose Account Holder Name.
- That’s it. The CIF number is displayed in front of you.
Find CIF Number in Bank Passbook
I hope you have a passbook for the SBI bank account. There you can see clearly written as CIF Number above the Account Number. You can find the CIF number on the first page or main page of the passbook. You can refer to the following image to find the CIF number in SBI passbook
How to Find CIF Number in SBI Cheque Book
You can easily find your CIF number printed on the first page of your cheque book. You may also get your CIF number in the event that it is imprinted on the cheque book issued by the bank to you.
How to Find CIF Number through a Branch visit
For this, you have to visit your home branch to know your CIF number. A particular bank employee will help you to get your number. He/she might ask you to produce the documents like SBI Passbook, Aadhaar, PAN card, etc.
They may ask for identity verification or your account number. So, be ready for it. If everything is fine then he/she will either tell you the CIF number or print it on the first page of the SBI Passbook.
How to Find CIF Number through Customer Care
If you don’t have access to the SBI net banking or finding it difficult in Pass Book and Mobile App then you can call customer care. There is a toll-free number for SBI help. For this you need to do the following:
- Take your Mobile phone and dial the Toll-Free number 1800 425 3800 / 1800 11 22 11
- You have to choose the desired section in IVR for the CIF number
- The representative may ask for the Account number
This is one of the easiest ways to get your CIF number by not visiting anywhere.
How to Find SBI CIF Number by SMS
It is directly not possible to find the SBI CIF number using SMS either from your registered mobile number or an unregistered contact number. In order to find the CIF number through SMS, you must have a valid registered email linked with SBI. You can achieve this by sending a mini statement SMS.
How to Get the CIF Number of SBI through Email
To find the CIF number using email, an email must be registered with the SBI account. If you do not have a registered email in SBI, you can create one easily.
We can get the CIF number in SBI by submitting an e-statement request via SMS. You must send this mini statement SMS only from the RMN linked with that particular account.
MSTMT to 09223866666
After the sending is successful, you’ll get an email with an attached PDF file with it. Open that PDF file with providing the password and you will see the CIF number printed on it.
What is the validity of the SBI Chequebook?
As per the RBI banking regulations, the validity of Cheques, Demand Drafts, Pay Orders, and Banker’s Cheques are reduced from 6 months to 3 months, from the date of issue of the instrument.
Can we get the CIF number from SBI ATM?
No. Till now, SBI does not provide a solution to find the CIF number in any SBI ATM across the country.
How can I find my SBI CIF number?
There is a number of ways to find a CIF number for an SBI bank account. You may use SBI internet banking, SBI Yono Lite, Bank Passbook, Cheque Book, Branch visit, SMS, Email, Customer care, etc.
Can I get the CIF number through the account number?
Every Bank account has a CIF number. Yes, you can retrieve the CIF number through a bank account by Bank Passbook.
Can I get SBI CIF Number Online?
You can get the SBI CIF number online by using the SBI Yono Lite mobile application or by SBI internet banking. Moreover, you can also apply the SMS and Email way to find the CIF Number.
Now, tell me to have you got your CIF number or not. Which method do you like the most? I got my CIF number through the net banking login and Bank Passbook. The methods that I mentioned above are very easy and I hope you got your unique CIF number now.
If you face any issues with those methods then comment below. I would love to help you.