This is going to be a detailed article on SBI Yono vs SBI Yono Lite. I know a lot of people are unable to differentiate between SBI Yono and SBI Yono lite applications.
No doubt these are some of the best apps of SBI Mobile Banking. Both are the official apps of the State Bank of India. However, there are some features that do not match each other.
Do not skip this article if you want to clear your doubt. Read till the end to know all the features of both the application.
In this post, I’m going to show you all the features of each application. Moreover, I am going to make a feature-wise comparison between them.
I am very much sure that after reading this post you will not have any confusion between them. You’ll get all the answers to your doubts thoroughly.
- 1 Difference between YONO and YONO Lite
- 2 SBI Yono Vs SBI Yono Lite: Detailed Comparision
- 2.1 SBI Yono Lite Features
- 2.2 SBI Yono Features
- 2.2.1 Frequently Asked Questions
- 2.2.2 What is the difference between SBI Yono and SBI Yono Lite?
- 2.2.3 Can I use both YONO SBI and YONO Lite SBI?
- 2.2.4 Can I use SBI YONO without net banking?
- 2.2.5 Is there any advantage in using the SBI YONO app over the SBI Anywhere app?
- 2.2.6 Is Yono by SBI safe or not?
- 2.2.7 Conclusion
Difference between YONO and YONO Lite
The main difference between YONO and YONO lite of SBI is the features. Both the mobile applications are quite very much helpful for SBI customers. These two apps are officially managed by the State bank of India.
SBI Yono Vs SBI Yono Lite: Detailed Comparision
Here in this comparison table of SBI Yono vs SBI Yono Lite, I am trying to cover all the banking facilities/features. If I miss some important features of these apps do let me in the comment section.
|FEATURES||SBI YONO||SBI YONO LITE|
|Internet Banking Registration||Yes||Yes|
|Same INB Username & Password Login||Yes||Yes|
|Account Balance Inquiry||Yes||Yes|
|Account Opening (RD, FD, MOD)||Yes||Yes|
|Closing Account (RD, FD, MOD)||Yes||Yes|
|UPI Fund Transfer||Yes||Yes|
|Check Account Statement||Yes||Yes|
|Mobile & DTH Recharge||Yes||Yes|
|Postpaid Bill Pay||Yes||Yes|
|SBI Life Premium Pay||Yes||Yes|
|Apply Cheque Book||Yes||Yes|
|Stop Cheque Book||Yes||Yes|
|Manage Debit Card||Yes||Yes|
|Login through MPIN||Yes||Yes|
|Login through Username & Password||Yes||Yes|
In the above table, there are 22 features that both the application are same.
Now, let’s find the actual features that do not match each other. The table below showing the facilities and features that SBI YONO Lite provides to its customers.
SBI Yono Lite Features
|FEATURES||SBI Yono||SBI Yono Lite|
|Forgot Username & Password||No||Yes|
|Internet Banking (lock & Unlock)||No||Yes|
|Add Beneficiary without Fund Transfer||No||Yes|
|Send UPI Payment without UPI ID||No||Yes|
|Generate and Cancel MMID||No||Yes|
|Generate & Cancel Virtual card||No||Yes|
|Long Term Statement Download||No||Yes|
|NCMC Debit Card Plus||No||Yes|
|Prepaid card Topup||No||Yes|
|Credit Card Visa Transfer||No||Yes|
|Link LPG Consumer ID||No||Yes|
|SBI Voice Assist||No||Yes|
|Add Link Favorites||No||Yes|
The above table shows the features that SBI Yono Lite has but not SBI Yono. In the same way, there are some features that SBI Yono has but not SBI Yono Lite. Those features are discussed in the following table or chart.
SBI Yono Features
|FEATURES||SBI Yono||SBI Yono Lite|
|Register Net Banking (Without ATM Card)||Yes||No|
|Savings Account Opening||Yes||No|
|New ATM Card Apply||Yes||No|
|Activate ATM Card||Yes||No|
|New/Change ATM PIN||Yes||No|
|Block ATM Card||Yes||No|
|Yono Insta Life Secure||Yes||No|
|Yono Krishi (Agriculture)||Yes||No|
|All UPI Services||Yes||No|
|Book Train Ticket||Yes||No|
|Investment in MF, CAP, Trading||Yes||No|
|Shopping Discount (Offers)||Yes||No|
|View Reward Points||Yes||No|
|Redeem Reward Point||Yes||No|
|Change mobile Number||Yes||No|
|Change/Update PAN card details||Yes||No|
|Update/Change Email ID||Yes||No|
|Change Account Type||Yes||No|
|Change Login/Profile Password& MPIN||Yes||No|
|Change Profile Password with ATM Card||Yes||No|
|Manage Transaction Rights||Yes||No|
|Manage SMS Alerts||Yes||No|
|Apply for New Credit Card||Yes||No|
|Link Credit Card||Yes||No|
|Buy SBI Life Policy||Yes||No|
|Link SBI Life Policy||Yes||No|
|Reward Point Summary||Yes||No|
Frequently Asked Questions
What is the difference between SBI Yono and SBI Yono Lite?
There are not huge differences between SBI Yono and SBI Yono Lite. Both are the Official Mobile Application of the State Bank of India. The only difference I can observe is that the features.
Can I use both YONO SBI and YONO Lite SBI?
Definitely YES. There is no restriction on using both apps. You can use both these apps in terms of features. The only difference between these two apps is the features. Both the Apps are great in their own way.
Can I use SBI YONO without net banking?
Yes, you can. But, you have to register either through ATM Card or with Account details. Meaning, there are three ways to access or use SBI Yono. These are SBI Internet Banking, ATM Card, and Account Details.
Is there any advantage in using the SBI YONO app over the SBI Anywhere app?
There are some differences between them. If you are a shopping lover then SBI Yono is for you. Moreover, you can link your Demat account, Mutual fund, Insurance holdings, Credit card with SBI Yono. Click Here to Explore more.
Is Yono by SBI safe or not?
YONO SBI is completely safe for safe banking. Till now I haven’t face any issue with the SBI Yono Application. However, I find this app a little bit slow. No issues with SBI Yono.
I hope this article has helped you to solve the doubt between SBI Yono vs SBI Yono Lite. I tried my best to cover all the features provided by these apps. However, if you find any features missing in this article do let me know in the comment section.
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